Good News Rs 3 Lakhs Loan Without any Guarantor ( PM Vishwakarma Card) check Eligibility , Procedure to Apply

Good News Rs 3 Lakhs Loan Without any Guarantor ( PM Vishwakarma Card) check Eligibility , Procedure to Apply

Good News Rs 3 Lakhs Loan Without any Guarantor ( PM Vishwakarma Card) check Eligibility , Procedure to Apply

Prime Minister Narendra Modi unveiled the “PM Vishwakarma Yojana Scheme” on September 17, 2023, with the goal of assisting regional and traditional craftspeople across the country. These people would be eligible for low-interest loans without requiring any collateral. The initiative for local craftspeople has been given a budget of between Rs 13000 and Rs 15000 crore for a period of five years. About 30 lakh artisan and craftsperson households are anticipated to benefit from the initiative.

Vishwakarma Yojana Eligibility

Any self-employed artisan or craftsman working with hands and tools in one of the foregoing family-based traditional trades in an unorganized sector is qualified.

The recipient must be 18 to register.

The recipient must be in the relevant trade and not have received any other government loans.

One family member—husband, wife, and unmarried children—will get benefits.

Trades covered under Vishwakarma Yojana : 

Wood Based:

  • Carpenter (Suthar)
  • Boat Maker

Clay Based:

  • Potter (Kumhaar)
  • Leather Based:
  • Cobbler (Charmakar)
  • Shoesmith/Footwear Artisan

Architecture/Construction:

  • Mason (Raajmistri)

Others:

  • Doll & Toy Maker (Traditional)
  • Barber (Naai)
  • Garland Maker (Malakaar)
  • Washerman (Dhobi)
  • Tailor (Darzi)
  • Fishing Net Maker

Iron/Metal Based/Stone Based:

  • Armourer
  • Blacksmith (Lohar)
  • Hammer and Tool Kit Maker
  • Locksmith
  • Sculptor (Moortikar, stone carver)
  • Stone Breaker

Gold/Silver Based:

  • Goldsmith (Sunar)

Who is eligible for PM Vishwakarma loan?

An artisan or craftsperson working with hands and tools and engaged in one of the above family-based traditional trades, in unorganized sector on self-employment basis, shall be eligible for registration under PM Vishwakarma. The minimum age of the beneficiary should be 18 years on the date of registration.

How to Apply Online for PM Vishwakarma Yojana 2024?

To apply online for PM Vishwakarma Yojana 2023, follow these steps:

Visit the official website of PM Vishwakarma Yojana

Create an account, or enter your existing credentials to access your account.

Fill out the online application form with your personal and contact details.

Select the specific skill development program or course you’re interested in.

Upload any required documents, such as proof of identity and educational certificates.

Check and revise your application.

Submit the application form.

Important Links

Website https://pmvishwakarma.gov.in/

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